Country Guide

Thera is a financial technology company, not a bank. Third-party trademarks referenced for informational purposes only; no endorsements implied.

*4.25% yield is sourced from FDIC's national rates as referenced on fdic.gov

¹ Opening deposits and monthly service charges are required for select business checking accounts. Fees apply. Closing new accounts within 90 days of opening will result in a $20 early closure fee.

² Pay domestic and international suppliers same day online with built in currency exchange. Fees and restrictions apply.

We prioritize your privacy. Our Privacy Policy details how we collect, use, and share your personal information. Contact us with any privacy questions. Using Thera signifies your agreement to our Terms of Service, and Privacy Policy

Thera is a financial technology company, not a bank. U.S. Domestic Banking services are powered by Academy Bank, N.A, Member FDIC. Deposits held with Academy Bank, N.A are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC) within applicable limitations. The Thera Visa® Debit Card are issued by Academy Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.By clicking on some of the links above, you will leave the Thera website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Thera. We recommend you review the privacy statements of those third party websites, as Thera is not responsible for those third parties' privacy or security practices.Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of Academy Bank, N.A. (“Bank”). Bank is not responsible for the accuracy of any content provided by author(s) or contributor(s).Third-party trademarks referenced for informational purposes only; no endorsements implied.

*4.25% yield is sourced from FDIC's national rates as referenced on fdic.gov

¹ Opening deposits and monthly service charges are required for select business checking accounts. Fees apply. Closing new accounts within 90 days of opening will result in a $20 early closure fee.

² Pay domestic and international suppliers same day online with built in currency exchange. Fees and restrictions apply.

Thera is a fintech company, not an FDIC-insured bank. Banking services are provided by OMB Bank, Member FDIC. Deposits in checking and savings accounts are held by OMB Bank. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through insurance to apply. Fees, terms, and conditions apply to depositing funds into and using your accounts. Consult with any privacy questions. Consult your tax professional for any tax-related questions. Using Thera signifies your agreement to our Terms of Service and Privacy Policy.

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