High Yield Checking Account
Earn more on your operating cash. Get industry leading rates upto 3% annually. No minimum balance required.
THERA CASH
HIGH YIELD BUSINESS BANKING FOR OWNERS
Business banking made simple. Earn up to 3% APY with access to an interest-bearing account. Get access to bill pay and invoicing.
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The preferred choice from startups to enterprises
what sets us apart
The essentials, nothing more.
Same day payments
Send ACH payments that arrive the same day instead of waiting 2-3 business days. Pay vendors, and suppliers in a few clicks from the same account where you run payroll.
Vendor management
Manage vendors, track history, and schedule recurring payments. See who you've paid, when, and for what without hassle.
One platform for everything
Run payroll, pay vendors, send invoices, and manage your cash all in one account. Your business banking connects directly to payroll and AP/AR, so money flows automatically without manual transfers or reconciliation.
"Moving to Thera was one of the best decisions we could have made! It saved us time, money, and allowed us to focus on growing the business"
Bryan DiGiorgio
CEO, 1840 & Company
QUESTIONS
Get started
A high-yield business checking account that connects directly to your payroll and payments. Earn competitive interest while running your business operations from one account.
No monthly fees, no minimum balance requirements, and no transfer fees. You just earn interest on your balance and access same-day ACH at no extra cost.
Funds are held at our partner bank OMB Bank and FDIC insured up to $250,000. Your money is protected and accessible anytime you need it.
Most customers complete onboarding in 1-3 days.
Initiate same-day ACH and domestic wire transfers to external banks. Your money is available when you need it.
Real people answer real questions. Get a dedicated Slack channel with our team. Available 24/7 for questions about payroll, compliance, or issues.